Guide to Affording College
Arjun Lakireddy Arjun Lakireddy

Guide to Affording College

Paying for college might seem overwhelming, but there are tons of resources out there to help. Start planning now, and you’ll thank yourself later. Scholarships, smart savings, and affordable college options can go a long way toward making your education more manageable—and debt-free!

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Swift Moves: The Business Genius of Taylor Swift
Arjun Lakireddy Arjun Lakireddy

Swift Moves: The Business Genius of Taylor Swift

For anyone who’s trying to build a business, there’s so much to learn from Taylor Swift. Whether it’s owning your work, connecting with your audience, or staying true to your values, she’s proven that smart business moves aren’t just about making money—they’re about building something that lasts. And that’s a lesson I’m definitely keeping in mind as I think about my own future.

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Stock Market 101
Arjun Lakireddy Arjun Lakireddy

Stock Market 101

Do you ever wonder what all the buzz is about the stock market? You’ve probably heard adults talking about it, seen it in movies, or maybe even watched a YouTube video or two. But what exactly is the stock market, and why should we, as teens, care about it?

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The Truth About Mental Health & Financial Stress
Arjun Lakireddy Arjun Lakireddy

The Truth About Mental Health & Financial Stress

It’s weird, isn’t it? How the future can feel both so distant and so immediate? As high schoolers think about college, career, and just life in general, it’s impossible not to feel the weight of financial stress. I see it all around me: the pressure to get scholarships, the fear of student loans, and the constant reminder that the economy is unpredictable. And then there’s the quiet, nagging question in the back of your mind: “What if I can’t make it?”

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A Lesson in Loans
Arjun Lakireddy Arjun Lakireddy

A Lesson in Loans

How much time have you spent thinking about college, buying a car, and eventually, getting a place of your own? One thing that keeps popping up in all these plans is loans. But let’s be honest, loans can be confusing, especially when you're just starting to understand money. So, I did some research and wanted to share what I’ve learned in a way that makes sense for us teens.

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5 Questions to Ask Before Jumping into an Investment.
Arjun Lakireddy Arjun Lakireddy

5 Questions to Ask Before Jumping into an Investment.

Investing can be a great way to grow your savings, but it's not something you should jump into without doing your homework. Here are five important questions you should ask before putting your money into any investment.

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Money Moves: California's New Personal Finance Class for High Schoolers
Arjun Lakireddy Arjun Lakireddy

Money Moves: California's New Personal Finance Class for High Schoolers

I know, it sounds a bit dry, but stick with me. This is huge for our future. As Kayvon Banankhah, a high school junior from Modesto, said during a Senate Education Committee hearing, “It’s often the students who need financial literacy the most that receive it the least.” That hit home for me.

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Your Network: How Connecting with Others Can Boost Your Net Worth
Arjun Lakireddy Arjun Lakireddy

Your Network: How Connecting with Others Can Boost Your Net Worth

When we hear the term "networking," it often sounds like something only adults in suits do at business meetings. But in reality, networking is something we do every day, whether we realize it or not. It's all about making connections with people who can support you, guide you, and open up new opportunities.

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Unlocking the Power of High Yield Savings Accounts: A Teen's Perspective
Arjun Lakireddy Arjun Lakireddy

Unlocking the Power of High Yield Savings Accounts: A Teen's Perspective

You might not think much about saving money right now, but trust me, it’s more important than it seems. I recently discovered high yield savings accounts (HYSAs), and they’re a game-changer for anyone looking to make their money work harder. Whether you're saving up for a car, college, or even just a cool new gadget, HYSAs can help you reach your goals faster. Here’s why they’re awesome and why we should all consider opening one.

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Save Yourself with an Emergency Fund.
Arjun Lakireddy Arjun Lakireddy

Save Yourself with an Emergency Fund.

Building an emergency fund might seem tough, but with a bit of planning and discipline, it’s totally doable. Start small, stay consistent, and you’ll be prepared for whatever life throws your way. Plus, you’ll be building great financial habits that will benefit you for years to come!

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Big News for Future Teens & Finance!
Arjun Lakireddy Arjun Lakireddy

Big News for Future Teens & Finance!

Alright, so, check this out. Usually, I'm all about diving into finance stuff and talking about money moves and career paths, but today, I need switch gears. Something big is going down here in California.

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Bonds: A Mature Investment
Arjun Lakireddy Arjun Lakireddy

Bonds: A Mature Investment

So, thinking about diving into the world of investing as a teenager? Well, let me tell you, bonds might just be your ticket to building some serious wealth down the line.

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Bank Accounts 101
Arjun Lakireddy Arjun Lakireddy

Bank Accounts 101

Greetings, fellow travelers of the financial landscape! Today, we are journeying into an expedition into the realm of banking—an often-overlooked cornerstone of personal finance.

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Budgeting is Not for the Weak
Arjun Lakireddy Arjun Lakireddy

Budgeting is Not for the Weak

Sticking to a budget has become synonymous with being cheap and simply not spending your money. I am here to tell you it’s less about restriction and more about strategy.

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Understanding Credit Scores: A Teenager's Guide
Arjun Lakireddy Arjun Lakireddy

Understanding Credit Scores: A Teenager's Guide

having a solid credit history can make it easier to qualify for student loans or secure lower interest rates on future loans. Remember the wise words of Marcus Aurelius, “everything we do now, echoes in eternity.”

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Cash or Card?
Arjun Lakireddy Arjun Lakireddy

Cash or Card?

Before you swipe your card, make sure you are using the correct one for your budget. Watch your wallet and spend wisely.

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California Sales Tax: A Calculated Decision
Arjun Lakireddy Arjun Lakireddy

California Sales Tax: A Calculated Decision

Per my last Google search, the sales tax here in California is 7.25%. Which means those $50 sneakers you are eyeing are going to be s bit more than you think. Quick sales tax calculations can save you from a shock at the register. Read on to learn more!

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